Private Insurance Disability Claims

Florida Disability Insurance Lawyers

Professionals, such as doctors and lawyers, maintain private disability insurance to protect themselves in case they cannot continue to work in their chosen profession. At McLuskey, McDonald & Hughes, P.A., our insurance law attorneys help private disability insurance policy holders resolve disputes with their insurance carriers. When an insurance company denies a disability claim under a private insurance policy, the policy holder may be left unable to meet the demands of his or her profession while not receiving the benefit of the insurance policy. If you have had a disability claim denied and you believe your policy covers it, contact us, today to speak with one of our knowledgeable disability insurance lawyers.

These disputes sometimes turn on the applicable definition of the term “disabled” as it appears in the policy. What a doctor might consider a disabling condition, might be considered a mere hindrance by their insurance company. Every insurance policy is different. Each clause must be analyzed to determine the scope of the coverage. Clauses within the policy may be materially different than what a doctor, lawyer or other professional was led to believe. Our firm is experienced in the analysis and interpretation of these clauses. We handle insurance disputes and disability claims on a regular basis.

We can help you file an application for disability with your insurance company designed to get you the full benefit of your policy. If you have been denied full disability and instead offered only partial disability, we can help you through negotiation, mediation, arbitration, or a full trial, if that is necessary. If you are owed residual disability, we can help you get what you deserve. Our trial attorneys have federal court experience and we can help you deal with ERISA issues, jurisdiction questions, and insurance law concerns at every level.

Contact us if you have a question about your private insurance policy, or have already been denied in a disability claim you think is just.

From our offices in Miami, we serve clients in Tampa, Fort Myers, Fort Lauderdale, West Palm Beach, Key West, Key Largo, Islamorada, Marathon, and all of Monroe County, Collier County, Palm Beach County, Miami-Dade County, and Broward County, Florida.