Insurance Coverage Disputes

Florida Insurance Dispute Lawyers

Policy holders and insurance companies often disagree as to what situations the policy covers. At McLuskey, McDonald & Hughes, P.A., our Florida insurance dispute lawyers help clients deal with their insurers to get valid claims paid under the policy. If you have had a claim unfairly denied by your insurance company, you need to contact an experienced insurance law attorney as soon as possible. We have substantial experience in insurance litigation and interpretation of insurance policies and we can assist you in getting the money you are owed under your policy.

Over the years, our attorneys have helped many people deal with insurance disputes. We have handled cases where the coverage of the policy was misrepresented at the time of application, as well as cases where a claim was denied despite clearly being covered under the policy. Insurance scams and insurance fraud cost policy holders millions of dollars every year. Some insurance companies engage in “cherry-picking,” which describes the practice of signing up as many insureds as possible to a very generic policy and simply challenging any claim that would be expensive to pay. After challenging the claim in a “routine investigation,” the company will search for inconsistencies or incorrect information submitted by the client and use it to deny the validity of the claim in bad faith.

Insurance companies have a vested interest in not paying claims. They employ teams of lawyers to avoid payouts in large claims. In serious situations like fires, hurricanes, and substantial medical bills, the insurance companies have an incentive to avoid payment. An experienced insurance law attorney can help you fight back against an improper refusal to pay on a claim. We can help you with the analysis and interpretation of your policy and assist you in preparing a proper claim under your policy. If your valid claim is denied, we are not afraid to go to trial to litigate on your behalf.

Contact us today to schedule an appointment with one of our knowledgeable insurance dispute attorneys. We handle everything from vehicle insurance disputes to denied insurance claims to homeowners.

From our offices in Miami, we serve clients in Tampa, Fort Myers, Fort Lauderdale, West Palm Beach, Key West, Key Largo, Islamorada, Marathon, and all of Monroe County, Collier County, Palm Beach County, Miami-Dade County, and Broward County, Florida.